The finance news website WalletHub recently reached out to experts about credit card interest rates, asking them these questions:

  1. Why are even the best credit card rates still so high?
  2. What’s the best way to use a 0 percent intro rate?
  3. Should you always try to get the credit card with the best interest rates?
  4. Why aren’t there more credit cards with low fixed rates?

Himanshu Mishra, assistant professor of marketing at the Eccles School, weighed in. Check out Mishra’s response and learn about the best ways to navigate credit cards.